Moka: Power your wealth

4.0
8.16K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Weā€™re changing the way the next gen builds wealth. Becoming a multi-millionaire shouldnā€™t be a dream. Get on track for millions with Moka.

OUTPERFORMANCE BUILT ON FACTS. NO BS.

Grounded in decades of data, behavioural science, and wisdom from legendary investors, Moka manages your investments and helps cultivate stronger wealth-building behaviours for superior outcomes.

TIME-TESTED STRATEGY, EXPONENTIAL OUTPERFORMANCE.

Moka specializes in helping you invest in the S&P 500, historically averaging a 10% annual return since 1957. It outperformed more than 90% of money managers. The growth over time is simply profound.

POWER YOUR WEALTH WITH BEHAVIOURAL SCIENCE.

Inconsistency is the enemy of success. Moka utilizes behavioural science to help you take the necessary actions for financial excellence.

NOT ALL ABOUT THE MONEY.

Who says you canā€™t get rich while making the world a better place? With over 300,000 trees already planted in Canadian forests devastated by wildfires, Moka makes it easy to build wealth while doing good.

LICENSED AND REGULATED

Moka is regulated by the AMF (Autorite des Marches Financiers) and your investments are carefully looked after by our licensed portfolio managers.

CIPF $1 MILLION COVERAGE

Your RRSP and TFSA investment accounts have CIPF coverage which covers up to $1M for all general accounts combined (including TFSAs) and an additional $1M for registered retirement accounts (like RRSPs).



Apple named Moka a ā€œNew App We Loveā€ and the company has also been featured in The Globe & Mail, Financial Post, CBC, BNN, Global, and many more.

References and disclaimers: See www.moka.ai

The ā€œS&Pā€ and ā€œS&P 500ā€ are registered trademarks of the Standard & Poorā€™s Financial Services LLC.

Moka Financial Technologies Inc. is a wholly owned subsidiary of Mogo Inc. and an affiliate of Mogo Finance Technology Inc. Investment accounts through Moka are opened with Mogo Asset Management Inc., registered portfolio manager.
Ā© 2024 Moka and the Moka designs are trademarks of Moka Financial Technologies Inc. Mogo Finance Technology Inc. is an affiliate of Moka Financial Technologies Inc.
Updated on
Apr 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
8.07K reviews
Ashkan Beh
August 6, 2021
BE AWARE. If I could give them 0 star I would. Horrible app. They AUTO enrolled me to Moka 360 (total useless) and charged $15.75 without me knowing. After 5 months I realized they have charged $110.25. I contacted them to get a refund and they don't issue anything and close my account. I asked my bank to dispute the process but no luck since they are pre-authorized on my account. With their so called (Round-up purchases) I saved $49 and them charging fees $110.25. You be judge on that.
13 people found this review helpful
Moka Financial Technologies
August 6, 2021
Hi Ashkan, sorry to hear this. It sounds like you were using Moka 360, which negotiates down your bills, optimizes your debt payments and provides valuable financial coaching. You will not be auto enrolled unless you use one of the Moka 360 features. If you're only interested in our automated investing, we can easily update your account. -Sarah
Samantha Von Teese
April 2, 2024
New review: I am enjoying the app, but I've had a few issues. The roundup option doesn't work no matter how often I ask for it to be fixed, sometimes I need to change my password because the app won't recognize my password as correct, and my accounts keep disconnecting in the app. I do like that I don't notice how much I'm saving so it's a nice surprise when I sign in, especially since they invest for me so I make a bit off my savings. Just wish it was smoother sailing.
4 people found this review helpful
Moka Financial Technologies
April 3, 2024
Hi Samantha, Thanks so much for taking the time to share your experience and feedback. It really motivates us to continue to improve for you and all Canadians! -L
A W
March 6, 2024
Seeing lots of reviews saying the link to local banks breaks often. I did experience that several times which I did ignore. Just now was given instructions to reset my password (which I wasn't able to for a while, paired with my auto-login and password being wiped) which not only didn't make sense, but I'd tried to reset my password with my VPN off already and I got the same message. Very very strange, paired with bad timing (in my everyday life) for me to lose access completely randomly.
3 people found this review helpful
Moka Financial Technologies
October 24, 2022
Hi there, Thank you for your ama feedback! We are happy to help save, we wish you all the best in your savings! Cheers, Van

What's new

This week's update bring improvements to our referral experience, faster login speeds, and several other tweaks and fixes to help make your Moka experience a great one. We've got some game changing updates on the horizon so stayed tuned and thanks for using Moka!