Branch: No Wait Pay

4.4
31.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Your money—faster.

With Branch, you get instant access to the money you’ve already earned—whether it’s wages, tips, mileage reimbursements, or more.

How it works: Branch is a free digital wallet that your company uses to pay you. They can push funds to you faster (as quickly as after each shift or job) and you can also request pay advances from upcoming paychecks.*

Order a physical Branch Card to start using your funds immediately. You can also use the virtual debit card that comes with your Branch app as soon as you connect it to Apple Pay or Google Pay.

Ready to work and get paid the same day?

Once the money’s in your Branch Wallet, you can:

+Save, send, or spend

SAVE
Keep your money in the Branch Wallet and watch it grow.

SEND
Send your money to external bank accounts for free**—we don’t get jealous.

SPEND:
Use your Branch Card to shop online, pay for gas & groceries, and get free cash at more than 55,000 ATMs—anywhere Mastercard is accepted.


It’s your money—you’ve earned it.

With Branch, you can…

+Get Paid Faster
Branch pushes money into your wallet the moment your company pays you. No more waiting for bank delays or paper checks.

+Create Your Own Payday
When an unexpected bill pops up before payday or you just need money now, Branch is there. Take an advance of up to 50% of your earned wages ahead of time if needed.

+Enjoy Zero-fee Banking
The Branch Wallet comes with zero fees, so you can say goodbye to overdraft charges, ATM fees, and other hidden bank fees.

+Gain Peace of Mind with Card Security
Easily lock/unlock your card for an added layer of security.

+Pay Bills
Use your Branch Wallet or card to pay for recurring bills, subscriptions, and auto-payments.

+Transfer Money Easily
Instantly move money between other bank accounts.

+Pay On the Go
Contactless payments are easily enabled through Apple Pay or Google Pay.

+Sign Up in 90 seconds
Start getting paid right away. Need help? Our responsive customer support (from real people!) can help you via email, phone, or chat.


If you have any questions or comments, please reach out to us at support@branchapp.com


Disclosures

*Timing and availability may vary depending on the company’s deposit schedule.

**There is no cost to use the app or Branch debit card. However, you may incur a small fee if you choose to transfer your funds from the Branch account to an external debit card or account instantly.

Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
Updated on
Mar 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
31.3K reviews
Mothraballs
March 25, 2024
I had to sign up for this app because it's how my workplace is giving us our tips now. As long as you're okay waiting 3-5 days to get your days tips then it works fine. The instant transfer fees are high, and really inconsistent. I'm not sure how they determine what you pay out of the amount you transfer, it's been a different percentage every time I check. The longer transfers work fine and are free though, so it's not a huge deal
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Tim
November 10, 2023
App gives an "unable to complete" error upon opening every time. Quite annoying. Same on reinstall and different devices. I wish you didn't now require exact decimal entry. I almost always transfer out the max amount. It was easy to type any large # bigger than my balance & the app auto filled the max amount. Now it complains & won't do that anymore. It then lists poor Internet connection but then opens and works fine. Obviously this isn't the issue since the error happens every time.
58 people found this review helpful
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Branch Messenger
November 16, 2023
Hi, we are sorry that you're having issues with the app. Can you write to us at support@branchapp.com. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Kara H.
August 12, 2021
So this was a really good app! Not sure what is happening with it now..I keep getting an "OOPS cannot connect to plaid" error, I hit the try again button and nothing happens. I did send a note into cs but have only received an auto response. EDIT: So I was contacted by cs. Was told that I had to pay back my current advance because of some sort of bank verification. They can't "clear" the error until I do. I have always been in good standing with my advances...deleting app at the end of the month
32 people found this review helpful
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Branch Messenger
August 6, 2021
Hi Kara, one of our agents has submitted an update to the ticket you have open with us, so please keep an eye out for our correspondence. If that communication were to become inaccessible for whatever reason or if you have any further questions on that Plaid error, please reach back out to us at support@branchapp.com.

What's new

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!