bunq - bank of The Free

Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in just 5 minutes to start your 30-day free trial today.

Our Plans

💰EASY SAVINGS - free
High interest. Zero fees. Free online credit card.

Our interest rates per country:

• 🇩🇪 Germany: 3.50%*
• 🇳🇱 🇮🇪 🇪🇸 The Netherlands, Ireland, and Spain: 2.46%
• 🇪🇺 Rest of Europe: 1.56%

• Interest paid weekly, not annually
• A free online credit card, so you can spend without having to transfer savings to another bank account first
• 2 withdrawals per month
• No minimum deposit
• Daily chances at great prizes from the Wheel of Fortune

🏦EASY BANK - €3.99/month
Get a bank account in just 5 minutes.

• All the benefits of 💰Easy Savings
• Instant incoming and outgoing payments
• One NL, DE, ES, FR or IE IBAN to match your location
• Enjoy added card security against overcharged tips and irregular payments, powered by AI
• Get key insights to know which categories contribute most to your carbon footprint, so you can start shopping sustainably
• In-app map to discover places recommended by friends
• Effortlessly track and split with the Group Expenses feature. Easily add past payments, find specific transactions, or remove payments in just a few taps
• Push notifications whenever your money moves
• Face & TouchID and 100% control of your cards in the app

🌍EASY MONEY - €9.99/month
Bank like a local, all over Europe.

• All the benefits of 🏦Easy Bank
• Effortlessly earn money using your Mastercard credit card with 1% Cashback at restaurants and bars
• 25 Bank Accounts for easy budgeting with zero effort
• Always know where your money goes with monthly spending breakdowns and month-on-month comparisons.
• Gain more at the end of every month by setting up smart automations.
• Bank in 22 different currencies
• Easily save in multiple currencies, and earn a massive interest of 3.71% on USD and GBP
• Multiple NL, DE, ES, FR & IE IBANs
• Easy investments to invest your spare change, automatically
• No fees when you spend overseas

🌳EASY GREEN - €18.99/month
Offset your CO2 footprint together

• All the benefits of 🌍Easy Money
• One tree gets planted for every €100 you spend
• Effortlessly earn money using your Mastercard credit card with 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Beautifully crafted bunq Metal Cards made from sustainable stainless steel with Mastercard extended warranty & purchase protection
• Complete freedom of choice over where and when your money’s invested so you only earn interest from socially responsible investments
• Green Team: earn more trees and Cashback by inviting up to 2 friends to your Green Team. You’ll plant a tree when they plant a tree and you’ll earn Cashback when they earn Cashback.

All our plans are also available for business! bunq Business users benefit from additional features that save time, everytime: real-time bookkeeping integrations and much more!

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID for extra secure logins, and 100% control of your cards in the app.

Your Deposits = Fully Protected
Have your money insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS), and rest assured that we’re rigorously tested to the same standards as traditional banks.

Get quality, in-app support 24/7 from expert guides in the language of your choice:

• English
• Dutch
• French
• German
• Italian
• Spanish

Investments in the bunq app are powered by Birdee. Investing involves risks, you may gain or lose money.

*Interest rate valid for the first 4 months after opening your account, you’ll earn 1.56% interest thereafter.