IndiaMoneyMart - P2P Lending

IndiaMoneyMart(IMM) is India’s favoured Peer-To Peer (P2P) platform. An RBI Registered NBFC P2P (N-13.02306) offering attractive returns to lender and affordable loans to borrower. It is a marketplace connecting creditworthy small business borrowers with investors directly. IMM’s strong fintech platform along with on-ground PAN India presence and meticulous borrower evaluation helps investors earn high returns.

IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Investor can split funds into multiple loans to minimize risk along with precise online tracking & collections support.

Reinvestment option helps build on power of compounding. Lenders get calling, email and complete relationship support.

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Why IMM

 Trusted by 2000+ registered investors
 RBI–registered, a regulated entity
 Backed by marquee investors from the industry

IMM Salient Features for Lender

 RBI Registered NBFC-P2P
 Credit Worthy Small Business Borrowers
 Loan for Productive Business Use
 Direct On-Ground Assessment
 Reinvestment Options Available
 Immune to Equity Market Volatility
 Direct Relationship with PAN India Presence
 Managed by ICICI Trusteeship Services Pvt. Ltd.
 No withdrawal charges
 Good referral bonus
 Automated Manual renewal options
 100% digital account opening process
 Investment amount Rs. 25000 to Rs. 50,00,000
 Documents Required - PAN Card, Aadhar Card
 Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an investor on the platform.
NRIs with NRO account and Indian PAN are also eligible to be investor on Platform.

IMM Salient Features for Borrower

 Average tenure 24 months, Max 36 months
 Annual Percentage Rate (APR): 18 - 25%
 Processing Fee: 2 – 5% of loan amount (+ GST of 18%)
 Loan Amount: Rs. 50,000 - Rs. 5 Lacs.
 Registration fees: Rs. 500 + GST of 18%

A representative example of the total cost of a loan:

For Rs.50,000 borrowed for 12 months, with interest rate @ 20% per annum reducing and Processing fee of 2% a borrower would pay:
 Processing fee: Rs. 1180 (Incl GST)
 Registration fee: Rs. 590 (Incl GST)
 EMI (Monthly Repayment) =Rs. 4632*12 months
 Total Interest Paid = Rs.5580
 Total Amount to be paid =Rs.57,350

Interest Rate may vary based on your risk profile

To know more about us check out - https://www.indiamoneymart.com
Please reach out to us with your queries and feedback at support@indiamoneymart.com

Regards,
Team IndiaMoneyMart

Risk Disclaimer:

P2P investment is subject to market risks. Investment decisions taken by a lender based on this information are at the discretion of the lender.