Bank of America Mobile Banking

4.6
1.08M reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Accounts
• View account balances and review activity
• Activate or replace credit/debit cards
• Set alerts for important account info

Transfer Money and Pay Bills
• Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
• Transfer funds between your Bank of America and linked Merrill accounts
• Pay bills

Check Deposit
• Take photos of checks to deposit them
• Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
• Ask Erica to find transactions, pay bills and more
• Get valuable alerts, and helpful insights

Security
• Set up Touch ID® / Face ID®
• If fraudulent activity is suspected on your card, we’ll notify you
• View security center
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
• Trade stocks, ETFs, mutual funds
• View up-to-date Market data, news, and quotes
• Send messages and documents securely to your advisor


See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by complanies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC

© 2024 Bank of America Corporation
Updated on
Mar 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Photos and videos, Audio and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.06M reviews
Victoria C
March 7, 2024
The BoA app is really user friendly. There's a few things that are a little hard to find but after some searching, you can find your way. That's layout discrepancies, not functional. I find it helpful and easy to deposit checks too. And, if there's funny activity, it's laid out well to get you on track and secure. Security is not an issue as you are alerted if they find anything suspicious starting. Really is a friendly and useful app.
437 people found this review helpful
Did you find this helpful?
Fabian Gutierrez
March 11, 2024
Used to be better. I only had to select a single option to pay off a credit card in the statements page from my checking account. They now make you jump through an ever more increasing number of hoops to do it. You now have to go to Pay & Transfer > Pay Bills > Add Payee > Add a Company, and then put in the credit account number and full amount to pay (you'll have to remember from memory or else it erases). This can eventually lead to some people being late in their credit card payments.
178 people found this review helpful
Did you find this helpful?
Susan Itson
March 22, 2024
I've always valued the convenience and simplicity of paying my bills and completing 99% of my banking via the BOFA App...with only 1 exception. The App is changed and updated, in my opinion, quite often. I'm not computer challenged nor am I tech savvy. That being said, I just get comfortable with a procedure and before I know it, boom!! Time for an update! Are updates required so frequently? This is not a complaint, but merely an observation. Thanks!
86 people found this review helpful
Did you find this helpful?

What's new

You spoke, we listened. In this release, we've made:

•Updates to our Pay Bills feature so it's easier to find and pay your Payees
•Minor enhancements and bug fixes