It is a repayment simulation application corresponding to 4 types of loan method. Enter borrowed amount and interest rate and use it. If you check "Total" button, it will be added at the time of comprehensive payment schedule creation.
In the mortgage advice menu, you can calculate the payment amount corresponding to the three-point interest rate, calculate the borrowing amount from the borrowing limit amount according to the annual income, and the burden amount of each month.
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1 · Equal Payment Equal Payment:
We decide the number of payments and pay the same amount each month. It corresponds to a two-step interest rate. It is used for mortgage loans and shopping credits.
2 · Equal payment of principal:
We decide the number of payments, equally divide the principal, and pay the monthly sum plus interest at that point. It is used in mortgage loans.
3 · Mortgage Advice Menu
I will move on to the mortgage advice menu.
On the mortgage advice menu,
1) Calculate monthly payment including bonus from borrowing amount and 3 stages of interest rate.
It corresponds to equal payment of principal and interest and equal payment of principal.
2) Calculate the amount borrowable according to income and other companies borrowing.
3) Calculate the borrowing amount from the monthly payable amount.
4 · Principal amount fixed amount ribo:
It is a method of paying a fixed sum of principal payments and interest. Enter the principal payment amount. It is used for credit card revolving etc.
5 · Outstanding slide type original interest fixed amount ribbon:
The payment amount changes according to the balance. Please enter the condition "If it is over yen ~ pay yen" and use it. It is used for unsecured banking loans.
* Actual calculation differs depending on each company. Please use as a guide only