SBI新生銀行カードローンエルアプリ「SBI新生銀行 L」

●SBI Shinsei Bank Card Loan L Official App "SBI Shinsei Bank L" is the official app provided by Shinsei Bank Card Loan L.

This is a portal app that can support everything from borrowing to member services.
From your smartphone, you can not only log in to the membership page but also easily access Shinsei Bank Card Loan L's various smartphone services with a single touch.

●Introducing useful app functions
(1) Membership services
In addition to checking how much you can increase your credit limit, you can easily check the information you want to check at any time, such as the "allowable loan amount," "next repayment amount," and "next repayment date."
Of course, the services you always use, such as same-day transfer service and web repayment service, can be completed with the app!
(2) Income proof document submission function
With the app, you can also submit the documents required to apply for a credit limit increase using your smartphone's camera function.
You can easily submit income proof documents by simply following the on-screen instructions.
(3) “Store/ATM search” function
You can use GPS to search for nearby Lake stores/ATMs.
(4) Repayment simulation
You can check the monthly repayment amount and number of repayments, so you can create a plan that suits you.
You can also check the simulation results from the time the loan is borrowed until it is repaid in full.
(5) Push notification function
We will notify you of repayment dates, nearby store information, campaign information, etc. through push notifications.

●Recommended terminal
-Android 9-13

*Connection may not be possible depending on the combination of terminal and OS.


*Tablets are not recommended.

●Customers who signed a contract by September 30, 2011
It will be handled by Shinsei Financial Co., Ltd. Please use Shinsei Financial's app "Lake App".

●We do not accept inquiries by email.
Please contact us at 0120-09-09-24 (reception hours: weekdays 9:00-18:00).

●Product overview
・Loan interest rate (actual annual rate)
4.5%～18.0%

・Repayment period/Number of repayments
"Card loan"
From the final borrowing date, the earliest is the same day, and the maximum is 5 years.
　 1 to 60 times
*Since repayment is free, the repayment period and number of repayments will vary depending on the loan and repayment plan.

It is not a financial product that requires full repayment within 60 days.

・Representative example of total card loan costs
Prerequisites
Loan interest rate: 18.0%
Loan (borrowing) amount: 100,000 yen
Repayment method: Balance sliding revolving method
Repayment example
　Each repayment amount: 10,000 yen
Number of repayments: 11 times
Total repayment amount: 109,018 yen
*One month is 30 days, and interest is calculated on a daily basis over a 365-day year.
*Repayment period, total amount of repayment, etc. may differ from the above due to additional borrowing or repayment of more than the minimum repayment amount.
*Interest-free period is not taken into account.

·privacy policy
　https://www.shinseibank.com/corporate/privacy_policy/

Check the loan terms and be careful not to borrow too much.
There is a prescribed review of the contract.