Simpl: Shop Now. Pay Later.

4.4
239K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Simpl Pay Later is a payment app that simplifies your online shopping experience without the hassle of OTPs or passwords. You can buy now pay later at your own convenience for all your needs. It is truly among the smoothest Buy Now Pay Later Apps in India.

Using the Simpl payment app, you can make quick payments for popular brands like
Zomato, Bigbasket, Blinkit, MakeMyTrip, Dunzo, JioMart, Zepto, Tata 1mg, Nykaa, UrbanCompany, Goibibo, RedBus and many more.

Also, after a few successful transactions, you can unlock the option to pay utility bills with ease. The Billbox option on the Simpl Pay Later App allows you to pay your utility bills such as Gas Bills, Electricity Bills, Water Bills, Postpaid Bills and also lets you recharge your TV, Prepaid Mobile, Wi-Fi with a 1-tap. These get added to your Simpl Pay Later Bill, which you can clear later.


Here is a list of things you can do using Simpl Pay Later:

Make Quick Payments with One-Tap
Simpl Pay Later is one of the best paylater apps that let you do quick payments with just one click. There are no OTPs, CVVs or passwords required.

Pay - in - 3
On selected merchants, you can avail the option of completing your payment in 3 parts over 2 months without any interest or hidden charges. It adds affordability to your diverse needs so you can easily budget and pay for your shopping later.

Zero Interest or Hidden Fees
Simpl is one of the few BNPL apps in India that allows you to make purchases online without any interest or hidden fees. So, you pay zero interest over your purchase amount even when you paylater.

Quick Refunds for Cancellations
Say goodbye to being worried about delayed refunds. With the Simpl payment app, you can get refunds in seconds in the event of order cancellations.

Minimum KYC
You can set up the Simpl BNPL functionality in minutes as it involves minimum paperwork for verification. You don’t have to worry about multiple KYCs, passwords, and other paperwork.

Avail Exciting Offers
With this Shop Now pay later app in India, you can unlock exciting offers for purchases across multiple merchants.

Billbox: Make Utility Bill Payments Online

Your Go-To Recharge App
You can pay for your Broadband, DTH, and mobile recharges - the amount gets added to your Simpl Bill, which you can pay later. Using this premium feature of this BNPL app, you can simply recharge online without any hassle!

Hassle-Free Bill Payments
Simpl makes all your timely online bill payments easier! You can make your repay your gas bill online, complete your FASTag recharge and water bill repayment online and also clear your electricity bills in a tap - all these will get cleared immediately and you can pay for the same later with your Simpl Bill.

Why Choose Simpl?
Simpl is a mobile-first, buy now, pay later platform that is reimagining payments driven by trust, relationship, and loyalty between merchants and their consumers. We achieve this through frictionless checkout, POS credit, and data-driven loyalty.

Here’s How Simpl Works:
Simpl generates bills twice each month. On 15th, you receive the bill for your purchases/payments between 1st and 15th. Likewise, on 30th/31st, you receive the bill for purchases/payments made from 16th to 30th/31st. You can pay even before your bill arrives by logging in to your account.

Simpl charges a penalty of up to INR 250 excluding GST in case of consistent non-payment of bill on due dates. However, if you inform Simpl of any issues, no charges will be levied.

There’s a default spending limit set when you first use the app. But according to your usage, the spending limit may vary. If you clear your dues consistently on time, we can increase it, and vice versa in the opposite scenario.

Read the FAQs here!: https://www.getsimpl.com/help/
Download the app now and say hello to a Simpl life!
To check if you’re pre-approved for Simpl Pay Later, visit https://getsimpl.com
Stay updated on all things Simpl:
Twitter: https://twitter.com/getsimpl
Updated on
Mar 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
238K reviews
Madhur Miskin
March 24, 2024
These guys mess up their repayment and transaction. I found a difference when I calculated. I'm not going to use the app moving further. Guys, be careful, they mention as 0% charges but, end up adding more to your transactions and scam you. Very unreliable application, they're not good with their accounts. Please make sure to calculate everytime before you make a repayment. My issue is still not resolved, the team doesn't even care to call me back. Poor customer service
18 people found this review helpful
GetSimpl Tech
March 24, 2024
Hi Madhur! We're truly sorry to hear about your frustrating experience. 😔 We'll investigate the discrepancies in your transactions promptly. Our team is committed to ensuring transparency and accuracy in all financial dealings, and we apologize for any inconvenience caused. Please reach out to our Chatbot SIA for assistance. ~Raqeeda~
Soumodeep Ghosh
March 19, 2024
The New home screen is looking neat and good but it has too much white elements. Add some colors. Apply the the neat UI everywhere throughout the application for consistency. Dark mode is also needed. The experience with the simpl is very good and I appreciate you for that. From payment experience to everything, it's smooth. But the UI needs an overhaul. It's time you should introduce 30 Day Billing period for your regular users.
486 people found this review helpful
GetSimpl Tech
March 19, 2024
Soumodeep, we appreciate your valuable feedback regarding the user interface. Your input on the monthly billing cycle is also noted, and we'll certainly consider it for future improvements. We aim to address your concerns and make necessary changes to ensure a better experience for our users. And we're hopeful for positive changes ahead. --Rupesh-
Ramji J
February 20, 2024
I haven't paid anything quite like billbox fees since the past three years. Your chat box Sia says it is for ensuring efficient payment activity. I didn't faced any problem with the transaction in billbox previously! Also in addition you're charging convenience fees now I really don't understand this billbox fees while the other platforms are doing this service for free!!! Really I'm frustrated paying extra money.. I'm going to delete my account.
182 people found this review helpful
GetSimpl Tech
February 19, 2024
Ramji, the billbox access fee is charged if Billbox is used for that billing cycle. We're here to provide more details on this. Please connect with us via SIA, our AI chatbot, which will guide you with further information on the same. --Rupesh--