S-mobiili

3.6
43.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Customer owner services

- Bonus and purchases - Track the bonus situation in your finances and check how close you are to the next bonus level. Research the breakdown of your purchases into different product groups, the domestic level of your grocery basket and the price level compared to competitors.
- Digital S-Etukortti and S-Etukortti barcode - Collect Bonus and take advantage of Customer-Owner benefits using your phone.
- Benefits and tips - Benefits and current news tailored to you. Note When you enable notifications, you ensure that you always receive information about your latest benefits.
- Receipts for your purchases - You can save your purchase receipts in an electronic receipt archive and you can get rid of unnecessary paper receipts.
- Your favorite locations - You can easily find the benefits, campaigns, opening hours and services of your favorite locations in one place.
- Your own information and that of your customer-owner economy - Easily manage your own contact information and the information of your customer-owner economy

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for or increase your S-Loan and view your loan information.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits and view your credit transactions.
- GooglePay – Connect your payment card to the GooglePay application to start mobile payments.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.
Updated on
Mar 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
41.5K reviews
olapeju oladiran
March 6, 2024
The mobile app needs to be translated or there should be an option to change language. it's frustrating not understanding Finnish language and using this Mobile app.
6 people found this review helpful
S-Pankki Oyj
March 7, 2024
Hi and thank you for your valued feedback - I will forward it on. Our official service languages are Finnish and Swedish, for now S-mobiili operates only on these languages. - S-mobiili development team
Mike Walsh
February 24, 2024
The only problem is that you can't install this app if you are using a VPN. In that case you are not able to access any other bank than S-Banken when you are asked to confirm your identity. Once VPN is removed you can select from a number of banks.
7 people found this review helpful
Niroj Chaulagain
February 21, 2024
Everything works well but the balance does not update immediately after I make the payment. I have to restart the app to see the changed balance.
5 people found this review helpful

What's new

Tässä versiossa:
- Voit estää S-Etukortti Visa -kortin käytön väliaikaisesti tai sulkea sen pysyvästi. Väliaikaista estoa voi käyttää esimerkiksi jos kortti on hetkellisesti kadoksissa ja tiedät löytäväsi kortin eikä sitä tarvitse sulkea pysyvästi
- Oman kulutuksen seuranta on entistä helpompaa Bonus ja ostot -sivun kulutuslaskureilla
- Mistä saat Bonusta -osiosta löydät nyt myös oman osuuskauppasi paikalliset ketjut ja toimipaikat