Universo Mobile Banking, Créd

Universe App: YOUR Mobile Banking Infinitely Simple! It is a free application that gives you control of your Universo Card allowing you to make payments in a simple way, subscription of personal and auto credit 100% online and access to a set of insurance at any time and anywhere.

Now with Google Pay!

Our advantages are:

Mobile Banking - Consultations in real time:
- Balance of your accounts and the associated Continente Card;
- Discounts accumulated on each purchase;
- Consultation of Expenses by Category (food, clothing, entertainment, etc.);
- Analyze your Spending by Mode of Payment (End of Month, 3x with interest, Debit, etc.);
- Information about the next monthly payment;
- Consultation of ATM reference for monthly payment in advance;
- History of extracts;
- Consultation of payment receipts for all your transactions;

Online payments and Virtual Cards:
- Virtual Cards for secure online payments;
- Online payments in 3x, 6x or 12x on all sites in the world;

Managing your personal finances and budget:
- Make payments for purchases / Services and payments to the State;
- 3x, 6x or 12x modes;
- Carry out mobile phone charges;
- Make transfers to your current account or any other bank account, in Portugal or SEPA zone;
- Change the payment method for purchases or payments already made;
- Change in the percentage of payment for your purchases made in End of Month mode;
- Download proof of payment for all your transactions;
- Scheduling of Transfers;
- Share an account with other Universe customers;
- Manage direct debits;

Personalized management of your Card and in complete safety:
- Total control and security;
- Usage Alerts;
- Setting spending limits;
- Define controls to alert or refuse specific transactions, such as Internet, contactless, abroad, among others and notification history;
- Change your card's PIN;
- Replacement of the new card;
- Temporarily block and / or replace your card in case of theft or loss;
- Associate loyalty cards (Cartão Continente and Worten Resolve);
- Download proof of payment for all your transactions;

Online subscription of credit applications: Personal Credit, Auto Credit and Consolidated Credit;

Home Protection Insurance;

Travel insurance;

Customer support service via messaging and consultation of open and closed case histories;