NOWO

With Nowo, you can save step by step for a better future. You save a little at a time, without it affecting how you live today. The app is free of charge and your savings are covered by a deposit guarantee and the government's investor protection.

OUR SAVINGS:


Salary savings
Save automatically when you get paid. Choose yourself in the app which day you want your savings to take place and how much money you want to save.


Step pair
Stegspar is a form of savings that helps you save throughout the month without having to feel like you can't afford it. You can spread your monthly savings over the month so that you save more right after salary and then your savings decrease week by week. That way, you always have enough money available throughout the month while building up your savings.


Quick save at the touch of a button
With Nowo, you can make one-off deposits to your Nowo savings. With just one push of a button, you can quickly save money for your future. The money is invested directly through the Nowo Global Fund.


Save for your child's future
In addition to saving for yourself, you can also start a monthly savings dedicated to your/your children's future. The money you save is not written in the child's name, which means that you as a parent can decide for yourself when your child is ready to take over the money.


Day saver
Save a little money every day with our savings function Dagspar. You choose how much or how little your finances are able to save every day.


Cashback when you shop
Via Nowo, you can take advantage of discounts and offers at hundreds of our partner stores, where your purchases give you cashback for your retirement savings.

Auto save
Start a monthly savings that adapts to your consumption. Connect your bank card to Nowo and save every time you shop.


Do surveys
Exchange your time for money. Answer surveys in the Nowo app and be rewarded with money for your savings.


Save when you walk
Taking care of your body is also taking care of your future. By reaching your daily step goal, you get a free spin on our Wheel of Fortune. In the Wheel of Fortune you can win money for your savings. The function connects to your health app and reads how many steps you take each day.


Nowo+
Do you want to take your savings to a whole new level and earn money quickly for your retirement? With Nowo+, you get access to our subscription service that gives you lots of smart features and insights that can help you reach your savings goals faster. You get e.g. your own, personal, certified pension expert who continuously helps you review and improve all parts of your pension.


Nowo Global Fund
The money you save is invested in the Nowo Global Fund for the best possible return. Nowo Global Fund is a nice fund with the highest rating from Morningstar in returns and an average annual return of 9% since inception.


As a Nowo member, you save in the Nowo Global Fund, which is managed by our subsidiary QQM Fund Management AB. Historically, mutual funds are a good way to grow your money. Money that you deposit in funds can both increase and decrease in value and it is not certain that you will get back all the money that you have deposited.

Get started with NOWO
1. Download the Nowo app completely free of charge and register.
2. When you connect to Nowo for the first time, you open an ISK via the app using BankID. The money you save is automatically transferred to your ISK.
3. Once you've downloaded the app, you can easily reach your savings goals and future dreams by setting up automatic savings with one of our savings methods.