Richart

The most popular digital bank!
Won the German Red Dot Design Award...and other 80 awards at home and abroad.

New and convenient financial services All in Richart↓
Download Richart immediately to deposit, swipe cards, transfer, exchange, invest, pay, and get loans, all with one APP.
*The contents of each promotion and activity are subject to announcements on Richart’s official website.

Richart’s three major features:

1. Online account opening/appointment application for account opening is super easy, you can even do it at home! As long as you have your mobile phone and dual IDs ready, you can complete the application in 10 minutes.

2. Trading and investing are effortless:
【Any Transfer】Still paying out change for separate accounts at dinner parties? Richart transfers money in one second
Just enter your friend's mobile phone number or email, and you can pay easily without having to cough up change. There is no embarrassment in collecting money, and everyone will be happy at the dinner~

[Quick and accurate currency exchange] helps you earn more and enjoy high interest rates on foreign currency deposits!
Richart not only allows you to view exchange rates instantly, but also has thoughtful functions such as price notifications and exchange rate calculations, allowing you to exchange for the most cost-effective price in a simple and fast way! Enjoy more foreign currency live deposits and fixed deposits with high interest rates, which makes you even happier ~

[Investment starts from 10 yuan] Copper coins can help the economy, and there is also a "Richard Investment Group"!
With as little as NT$10, you can purchase Richart's fund investment portfolio, and you can track the investment return rate at a glance, making fund investment like a game, simple and fun. There is also a "Richard Investment Group" where you can let Richard choose to customize your investment portfolio, monitor the market and provide you with adjustment suggestions, making it easy for novices to get started ~

[Smart Accounting and Payment] Accounting is super Buddhist, and payment is easy
Telephone bills, decoration fees, dinner party expenses... Richart APP will help you remember them all, and it will also automatically help you analyze the income and expenditure details, so you can easily understand the flow of your money! What’s even better is that you can pay telecom, card, water, and electricity bills at home, and easily control the flow of every money. It’s hard not to be happy~

3. Many discounts and benefits:
[High Reward Credit Card] Cash back is deposited directly into your account
Who says that credit card rewards can only be used to offset the next period’s consumption? Swipe Richart @GoGo credit card (Black Dog Card) or FlyGo Credit Card (Flying Dog Card) to directly deposit cash rebates into your Richart account, making your wallet happy~

It’s not over yet~ In addition to discounts on deposits and super-premium investment handling fees, you will be given 5 free withdrawals and transfers every month. There are more than 3,000 Taishin ATMs across Taiwan. You can enjoy it with Richart wherever you go. The joy of saving money~

Want to know more? Please visit Richart’s official website https://richart.tw.
Richart 24-hour customer service hotline (02)8798-9088 / 0800-888-800 (local calls only)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart foreign account is online! You can open an account with a valid long-term residence permit!
Go to the exclusive web page (https://richart.tw (foreigner account button)) to open a digital account online within 5 minutes, it is simple and convenient!
After the account opening is completed, you can download the APP to verify Taiwan’s foreign currency transfer transactions, which is safe and fast!
If you have any questions, you can contact us ~ Richart 24-hour customer service hotline: (02)8798-9088/ 0800-888-800 (Press 3 for English service)

●Annual percentage of total expenses:
Dakoudai: The annual percentage of total fees is 1.92%~15.07%
Xiaokou Loan: The annual percentage of total fees is 7%~15.52%
Reserve fund: The annual percentage of total expenses is 10.99%
New car loan: The annual percentage of the total cost is 3.19%~6.21%
Used car loan: The annual percentage of the total cost is 4.31%~12.22%
Original car financing loan: The annual percentage of the total cost is 6.71%~13.22%
For the correct annual percentage, please refer to Richart’s official website
●Fund investment involves investment risks. Investors should read the fund's public prospectus carefully before subscribing.
●If the foreign currency contract involves currency conversion, there may be exchange losses. Applicants should carefully consider the evaluation and decide whether to accept the contract.
●Prudent financial management and credit first
Differential revolving credit interest rate: 6.75%~15% for general consumption and cash advance, depending on computer rating. The base date of the revolving interest rate is September 1, 2019. Cash advance handling fee: Cash advance amount * 3%. If the amount is less than NT$100, it will be calculated as NT$100.
●In order to provide better trading services, Richart currently only supports iOS 11.0 (inclusive) and above and Android 6.0 (inclusive) and above. Please update the operating system as soon as possible to continue using Richart APP services!
●Remind you: To ensure the security of your account, please install protective software on your mobile device