3.6
236K reviews
10M+
Downloads
Content rating
Mature 17+
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About this app

To use Toss Bank and Toss Securities services, you need to install the Toss app.

● My financial status at a glance, home and consumption
· You can check all information on all accounts in one place, and information on deposits, subscriptions, securities, and loan accounts that were viewed separately.
· How much did you earn and how much did you spend? You can collect your income and consumption for a month in chronological order, and we also provide a consumption analysis report.
· No need to be confused about card performance, you can see at a glance which card meets the performance and how much more you need to use to achieve the performance.
· You can easily check the fixed monthly insurance costs, living expenses, subscription fees, etc.

● Free, simple and safe transfer for life
· Send money freely, and at Toss, fees are free for life regardless of the bank.
· You can safely send money by checking fraudulent accounts in advance before sending money.
· Remittance has been simplified to just one touch. Send money with minimal touches.
· And even your heart, send a simple message and emoticons.

● OK, opened without having to go to the branch
· Regardless of time and place, you can open various financial products such as cards, deposits/savings, loans, and insurance.
· As a bonus, don't miss out on the special benefits offered only at Toss.

● Insurance management at a glance, insurance
· Check the insurance you have signed up for and your monthly premium at a glance.
· Am I lacking anything compared to my peers? We refer to the coverage of your current insurance and recommend the coverage that is insufficient.
· Through consultation with an expert, you can receive a recommendation for the insurance that is right for you, and you can easily claim and receive a refund for your hospital expenses.

● Benefits that anyone can receive
· To help you love your favorite brands more, select a brand and receive cashback once a week.
· Complete this week’s missions and receive points.
· Count your steps, enjoy health and benefits all at once, and try a pedometer too.

● Benefits that increase the more you use, Toss Credit Card
· We will refund you a larger amount depending on your performance.
· You can check payment and cashback details on the Toss app.
· Also enjoy the benefits of VISA Platinum service.

● Investment for everyone, Toss Securities
· Investing starts with interest, and check out news and content that helps with investment decisions.
· You can start investing in your own stocks with a purchase experience as easy as a remittance and easy-to-understand terms.

● A completely new bank, Toss Bank
· Experience a powerful bank account that you can fill, empty, freely, and without conditions.
· Available with just one inquiry, a loan without difficult or complicated processes is waiting for you.
· Get ​​a Toss Bank check card with a variety of colors and generous benefits.

● The nearest community center, Toss Community Center
· You can quickly receive and submit civil service certificates issued by Government 24 and community centers at Toss.
· You can immediately receive and pay health checkup schedules, national scholarship application information, and notifications of traffic fines and fines.

● Conveniently for business owners, my sales ledger
· When and how much will be deposited? We notify you every day and automatically create sales and deposit ledgers.
· Toss will also provide support policies for CEOs.

● Use with confidence
· Used by 1 in 3 Korean citizens, cumulative remittance amount of KRW 177 trillion, cumulative downloads of 69 million, 0 security incidents (as of August 2021)
· Won the ‘2018 Information Protection Award’ (hosted by the Ministry of Science and ICT)
· Ranked 1st overall among 25 financial apps in terms of hacking defense level (2017 Stillian analysis)
· Acquired the credit card company-level global data security standard ‘PCI-DSS’ for the first time in the industry
· Acquired international standard information protection certification ISO/IEC 27001 and ISO/IEC 27701
· Prevent various risks with a 24-hour control system and abnormal financial transaction detection system

● Who runs Toss?
Toss is operated by the fintech company ‘Viva Republica’.
Viva Republica was ranked 29th among the world's top 100 fintech companies selected by KPMG and H2 Ventures in 2019, and has official partnerships with the largest number of banks and securities firms among domestic fintech companies. In addition, in accordance with Article 28 of the Electronic Financial Transactions Act, we are registered as an electronic financial business and provide safe services through due diligence by the Financial Supervisory Service and approval by the Financial Services Commission on security and control systems.

● Request only necessary permissions
[Required access rights]
· Installed app information: Malicious app detection to prevent electronic financial transaction accidents

[Optional access rights]
· Contact information: Remittance through contact information and registration of profile photo
· Notification: Receive an ARS authentication number or receive a push message from Toss
· Camera: Required for QR code / physical card / ID recognition, image upload, and profile registration
· Photo: Required when saving/uploading images
· Location: Necessary to confirm and display current location and prevent illegal transactions
· Physical activity: Measure steps in pedometer service
· Phone: Required for identity verification through mobile phone number
· Microphone: Required for customer consultation
· Bluetooth (nearby device): Required to identify and connect to nearby devices
* You can use the service even if you do not grant optional permissions, but there may be restrictions on the use of some functions.

※ All smartphones with Android operating system versions lower than 6.0 can be applied with mandatory access rights without optional access rights. You can set access permissions by upgrading your smartphone's operating system to Android 6.0 or higher and then reinstalling the Toss app.

● Toss Customer Center is open 24 hours a day, 365 days a year.
· Phone 1599-4905
· KakaoTalk @toss
· Email support@toss.im

Viva Republica Co., Ltd.
12th floor, Arc Place, 142 Teheran-ro, Gangnam-gu, Seoul
Updated on
Mar 28, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 10 others
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
233K reviews
Luca Huelle
March 15, 2024
If this app had an English localisation, no other bank in Korea would stand a chance for foreigners. For Koreans too, to me, it seems like a no-brainer. In its current Korean-only form it's already a really convenient and easy to use banking app that puts the other banks' apps here to shame. It's very easy to make an account, transfer, manage spending, get quick and helpful customer support, all via the app. I wished my banking apps back in the UK were this good.
3 people found this review helpful
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Desk Futon
November 29, 2021
It is highly annoying and invasive to have the icon pop up on your address book when you click on a contact. It replaces the messaging icon that makes it extremely inconvenient and annoying, esp as it is nearly impossible to undo. Let me know how to undo this so it restores the icons in my contact list so your icon does not pop up at every turn and annoys me to no end.
48 people found this review helpful
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Viva Republica
November 29, 2021
안녕하세요, Desk Futon님, 토스팀입니다. 고객님, 우선 이용에 불편드린 점 죄송합니다. 말씀해주신 기능은 메시지앱에서 계좌번호나 연락처를 인식하여 토스의 송금 서비스로 연결되는 삼성 메세지앱 송금 서비스로 예상되오나 정확한 확인위해 번거로우시더라도 24시간 운영되는 카카오톡(@toss) 또는 고객센터 1599-4905로 문의 부탁드립니다. 감사합니다.
Richard Bryson
May 8, 2020
Love the app, just wish there was an English version. I know its a Korean company, although a lot of foreigners use this app. I manly use it for easier access to my Shinhan bank info. Easier to use and transfer funds and plus, sooo many extras. You even get paid for walking and doing quizzes (only if you select to do so,) in this app. So many features its crazy!. Thank you. DEVEOLPOER: Contact me to help with translations if needed please. Would be VERY nice and helpful for others.
79 people found this review helpful
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Viva Republica
May 8, 2020
안녕하세요. Richard Bryson님 토스팀입니다. 말씀해주신 부분에 대해서는 외국인 고객님들도 편리하게 사용하실 수 있도록 서비스 개선에 노력하도록 하겠습니다. 좋은 의견 주셔서 감사드리며 관련 부서에 전달하여 보다 나은 서비스를 제공해드릴 수 있도록 노력하겠습니다. 다른 문의 사항이 있다면 24시간 운영되는 카카오톡(@toss) 또는 고객센터 1599-4905로 문의 부탁드립니다. 감사합니다.